Top Lenders & Best Picks for You

Best Personal Loans in San Antonio, TX

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Updated: December 28, 2023

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MoneyGeek’s Pick for Best Lender in San Antonio, TX: Truist

MoneyGeek assessed more than 30 data points to choose the best personal loans in San Antonio. These factors include Better Business Bureau (BBB) ratings, repayment terms, interest rates and other fees charged by lenders. Based on these attributes, the best lender in San Antonio overall is Truist. However, San Antonio residents with poor credit, new credit or no credit should consider Upstart. Those with good credit would benefit from looking into SoFi.

Best Overall Personal Loan Lender in San Antonio: Truist

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Best Personal Loan Lender for Bad Credit in San Antonio: Upstart

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Best Personal Loan Lender for Good Credit in San Antonio: SoFi

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Best Lender for Debt Consolidation in San Antonio: Upgrade

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Best Lender for Home Improvement in San Antonio: Best Egg

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What to Do if You Can’t Get a Personal Loan in San Antonio

Once you’ve completed the application process, your lender may take a few days to approve it. In situations where your application is not accepted, there is no cause for panic.

You can approach your lender to inquire of the reason for rejection of your application and check if there are any alternatives in the given situation. Personal loan applications can be rejected for multiple reasons, such as low income levels, high debt-to-income ratios and low credit scores.

Check with the lender if there are ways to improve your chances of getting your application approved. You can also approach other lenders once you’re sure that you meet their criteria.

However, if you’re planning to apply for payday loans, be aware that these loans typically have steep interest rates and can put you at risk of significant debt.

Frequently Asked Questions About Personal Loans in San Antonio

Lenders in San Antonio consider several factors before approving personal loans. To know more about personal loans in the city, you can read some of the most frequently asked questions.

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Our Personal Loan Methodology

We reviewed more than 30 personal loan lenders using 35+ individual data points across six key categories: loan affordability, accessibility, consumer friendliness, customer service, flexibility and lender transparency.

Within each ranking criteria category, we considered several individual data points that we feel carry the most weight when choosing a personal loan lender. These factors include APR ranges, available loan amount, minimum credit score, minimum income amount, application fees and disbursement time.

Here at MoneyGeek, we value you, the consumer, so we also factor in each lender’s customer support, business ratings and additional features that could make your experience easier and more accessible, like prequalification, payment options and mobile apps.

After careful consideration and calculation, our picks are determined with your best interest in mind. Our personal loan recommendations and expert tips are meant to help you make the best decision confidently.

The content on this page is accurate as of the posting/last updated date; however, some of the rates mentioned may have changed. We recommend visiting the lender's website for the most up-to-date information available.

Editorial Disclosure: Opinions, reviews, analyses and recommendations are the author’s alone and have not been reviewed, endorsed or approved by any bank, lender or other entity. Learn more about our editorial policies and expert editorial team.